<?xml version="1.0" encoding="UTF-8" ?>
<modsCollection xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.loc.gov/mods/v3" xmlns:slims="http://slims.web.id" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd">
<mods version="3.3" id="141">
 <titleInfo>
  <title>The Effect of Bookkeeping Literacy, Budgeting Literacy, And Financial Inclusion of SME Financial Performance In Semarang</title>
 </titleInfo>
 <name type="Personal Name" authority="">
  <namePart>Hikmah</namePart>
  <role>
   <roleTerm type="text">Primary Author</roleTerm>
  </role>
 </name>
 <typeOfResource manuscript="no" collection="yes">mixed material</typeOfResource>
 <genre authority="marcgt">bibliography</genre>
 <originInfo>
  <place>
   <placeTerm type="text"></placeTerm>
   <publisher></publisher>
   <dateIssued>2020</dateIssued>
  </place>
 </originInfo>
 <language>
  <languageTerm type="code">en</languageTerm>
  <languageTerm type="text">English</languageTerm>
 </language>
 <physicalDescription>
  <form authority="gmd">Text</form>
  <extent></extent>
 </physicalDescription>
 <note>This study aims to examine the effect of bookkeeping literacy, budgeting literacy and financial inclusion on financial&#13;
performance. The population in this study is SMEs in the city of Semarang. The sample size used was 105 SMEs,&#13;
with the sampling technique used was accidental sampling. Data analysedwith multiple linear regression. The&#13;
results showed that bookkeeping literacy, budgeting literacy and financial inclusion had a positive and significant&#13;
effect on the financial performance of SMEs. Of the three variables, the biggest influence is bookkeeping literacy</note>
 <note type="statement of responsibility"></note>
 <classification>NONE</classification>
 <identifier type="isbn">23939125</identifier>
 <location>
  <physicalLocation>Digilib FEB UNTAG Semarang Digital Library of Economics and Business Faculty UNTAG Semarang</physicalLocation>
  <shelfLocator></shelfLocator>
 </location>
 <slims:digitals>
  <slims:digital_item id="172" url="" path="/09ddbedc16edc888c84326ae0de05d4b.pdf" mimetype="application/pdf">Artikel The Effect of Bookkeeping Literacy</slims:digital_item>
 </slims:digitals>
 <recordInfo>
  <recordIdentifier>141</recordIdentifier>
  <recordCreationDate encoding="w3cdtf">2020-09-22 14:07:31</recordCreationDate>
  <recordChangeDate encoding="w3cdtf">2020-09-22 14:07:31</recordChangeDate>
  <recordOrigin>machine generated</recordOrigin>
 </recordInfo>
</mods>
</modsCollection>